The complete agentic TMS
Every morning starts with bank logins, downloads and a spreadsheet. Nilus brings cash, forecasting, payments, FX, debt and investments into one place, with AI agents running the daily work and your team approving every move.
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Trusted by leading finance teams
Agents built for treasury
Treasury agents track positions, forecast cash, prepare payments and place idle funds, with your team approving every move.
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Builds the cash position every morning and proposes sweeps when an entity drops below policy.
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Refreshes the next ten days every morning and rolls the 13-week forecast once actuals land.
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The only agent that moves money. Checks funding and cut-offs, then releases with dual approval.
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Makes one weekly decision about excess cash: invest it, pay down the revolver or hold it.
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Describe the work in plain language and Nilus builds an agent that follows your policies.
- Loaded statements from 9 banks 06:30
- Built the position by entity, bank and currency 06:42
- Categorized 412 new transactions 06:48
- Checked every entity against policy 06:50
- Refreshed the next 10 days 07:00
- Rolled the 13-week forecast 07:04
- Explained the variance by category 07:08
- Flagged 1 shortfall day to Paige 07:09
- Checked funding against minimums 10:12
- Held 2 payees with changed bank details 10:13
- Confirmed every bank cut-off 10:14
- Prepared the release on the right rail 10:15
- Received idle cash flagged by Mira 09:00
- Compared yield against the revolver spread 09:02
- Checked the portfolio against policy limits 09:03
- Drafted this week’s recommendation 09:05
Treasury modules
Built for the work treasury actually does.
Each module deploys with its own pre-built agents, onboarding in days. Buy what you need; add the rest as you grow.
Cash & Liquidity
Real-time cash, self-correcting forecasts, liquidity on autopilot.
See every balance, build the daily position with below-target days already flagged, and run a 13-week forecast that self-corrects against variance, then keep cash where it earns with sweeping, pooling, and intercompany netting.
Explore Cash & Liquidity →Position & liquidity
Every account, entity, and currency rolls up live; the daily grid flags days below target.
13-week forecasting
Built from actual transactions; self-corrects against variance, no spreadsheet refresh.
Sweeping & pooling
Rules move idle balances to where they earn, concentration without manual transfers.
In-house banking & netting
Net intercompany flows and fund entities internally, fewer external transfers, less idle cash.
Payments
Intercompany and supplier payments, end to end.
Create, approve, and execute every payment from one workflow, screened for fraud and duplicates, routed through a configurable approval workflow, and matched back to invoice automatically.
Explore Payments →Intercompany + supplier
One workflow for intercompany and supplier payments, pre-fill from any expected transaction.
Approval workflow
Configurable maker-checker: creator submits, approvers review and release. Set amount thresholds, per-user limits, and multi-tier approvals to match your policy.
Fraud & sanctions screening
Screens every payment for fraud, sanctions, and duplicates before release.
Multi-rail delivery
Deliver as ACH, wire, SEPA, or RTP, matched back to invoice automatically.
FX
See every currency exposure. Hedge it with accounting built in.
Track FX exposure across every entity and account in one live view, then manage hedges with hedge accounting built in. Each hedge is linked to the exposure it covers, so coverage and effectiveness stay clear.
Explore FX →Exposure across the book
Net currency exposure by entity and account, built live from balances and forecast flows.
Hedging & hedge accounting
Hedges linked to the exposures they cover, coverage and effectiveness always visible.
Sensitivity & scenarios
Stress exposure against rate shocks; the same scenarios feed the 13-week forecast.
Debt
Every facility, tranche, and covenant in one book.
Committed, Drawn, Headroom, and WACD for every facility on one screen, with covenants monitored against your forward forecast so a breach surfaces weeks out. Drop in a credit agreement and the agent extracts the terms.
Explore Debt →Debt facility book
Committed, Drawn, Headroom, WACD on one screen; full tranche lifecycle tracked.
Covenant monitoring
Headroom projected against the forecast, breaches surfaced weeks ahead, not at quarter-end.
Credit agreement ingestion
Drop a credit agreement PDF. The agent extracts facility, margin grid, lender, and covenants.
Investments
Put idle cash to work, within policy.
Deploy idle cash into money market funds and term deposits directly from Nilus, with maturity, yield, and counterparty tracked against your investment policy. Idle balances earn instead of sitting flat.
Explore Investments →Deploy idle cash
Money market funds and term deposits in-platform, fed by idle-cash detection across the group.
Maturity, yield & counterparty
Every position tracked, reinvestment ladders and roll-offs visible ahead of time.
Policy enforcement
Counterparty, concentration, instrument, and tenor limits checked before any placement.
Bank Account Management
Every account, signer, and signature card, one system of record.
A single system of record for every bank account, its signers, and its full history. Mark a leaver inactive and instantly see every account that needs a signer change, and let the agent pull signers straight off a signature card PDF.
Explore Bank Account Mgmt →System of record
Every account, bank, entity, purpose, status, in one place with full history.
Signatory management
Mark a leaver inactive and see every account to update; the agent extracts signers from signature cards.
Lifecycle & history
Openings, closings, and changes tracked end to end with an immutable per-account history.
Connectivity & Controls
Every bank and system, connected and controlled.
One connectivity layer to every bank and payment provider via SWIFT, host-to-host, and API, plus bidirectional ERP feeds, with policy enforced and an immutable audit trail behind every change.
Explore Connectivity & Controls →Bank connectivity
Every bank via SWIFT, host-to-host, and API, balances and transactions in one place.
PSP & ERP integrations
Payment providers and ERPs connected bidirectionally; no manual file uploads.
Controls & audit trail
Every change on an immutable audit trail, policy enforced, segregation of duties preserved.
Helping exceptional finance teams do their best work
“Nilus automatically tags 95% of our transactions in seconds.”
“Nilus felt like hiring a full-time analyst.”
“With Nilus we closed books in days vs. weeks with legacy process.”
“Increased board trust: every number traceable.”
Enterprise-grade security and compliance: certified, audit-ready and built for your controls.
- SOC 1
- SOC 2 Type II
- GDPR
- SSO and SAML
Frequently asked questions
Does Nilus replace our TMS?
What's the difference between a TMS and an ERP?
Do we have to replace our ERP?
Which banks do you connect to?
Do you support multi-entity and multi-currency?
Can agents move money on their own?
Can we control what agents can see?
How fast are we live?
Build a compounding advantage
Start with treasury and add the rest of the platform as you grow.
