Let treasury work for you.
The Agent Fabric lives inside the Nilus platform and deploys across four modules. Every module contains the same four agent types - Automation, Reporting, Analysis, and Prediction - so the logic is consistent whether you're monitoring debt or managing cash positions.
Treasury
Real-time cash visibility, forecasting, and liquidity optimization - across every entity, account, and currency you operate in.
Most treasury teams start the day the same way: logging into bank portals, pulling CSVs, assembling a cash position that's already hours old before the CFO sees it. The Treasury module eliminates that cycle.
Automation agents connect every bank, ERP, and source system across entities, and build the position continuously. Analysis agents surface where cash is concentrated, where it's thin, and where risk is building - before you have to ask. Prediction agents generate your 13-week rolling forecast from actual transaction data, then self-correct against variance instead of waiting for a quarterly spreadsheet refresh. Run scenarios in a few clicks and walk into your next meeting with the numbers to back you up.
Accounting
Automated cash application, AR reconciliation, and bank-to-ERP feeds - the last mile between your bank data and a clean general ledger.
Month-end shouldn't be an all-hands scramble to reconcile transactions that have been sitting unmatched for weeks. The Accounting module closes that gap end-to-end in one workflow. Automation agents auto-match incoming payments to open invoices, parse remittance data, reconcile bank statements to the GL, and push clean, dual-sided journal entries to SAP, NetSuite, Sage, or Dynamics - continuously, not just at close.
Analysis agents track auto-match rates, surface DSO and A/R variance, and route exceptions to the right owner before they snowball. 99% auto-match across millions of transactions. The close compresses, AR knows which customers to chase, and management gets the report in minutes, not days.
Payments
Policy-validated payment execution - from approval to settlement - without switching systems or uploading files.
Today, the gap between deciding to make a payment and actually making it involves portals, file uploads, email approvals, and manual reconciliation on the back end. The Payments module closes that gap entirely - across banks, currencies, and borders.
Payments are initiated inside Nilus, validated against your treasury policy, screened for OFAC, sanctions, and duplicate-payment risk, routed through 4-eyes approval, and delivered host-to-host as ACH, wire, SEPA, RTP, or check - including ISO 20022 real-time rails where your banks support them. Each payment is matched back to the open invoice and synced to the ERP automatically, with a full audit trail end to end. Nothing moves without your sign-off - every payment defensible, every action auditable.
Debt
Covenant monitoring, maturity tracking, and debt instrument management - running continuously, not calculated quarterly.
Covenant compliance shouldn't be something you calculate six days before a reporting deadline. The Debt module replaces that quarterly scramble with continuous monitoring.
Analysis agents track every covenant daily, project headroom against your forward forecast, and flag approaching thresholds weeks before they become breaches. Maturity schedules, interest rate exposure, and the debt portfolio - term loans, revolvers, and notes - fixed and floating - live in one place, not scattered across loan agreements, lender portals, and treasurer spreadsheets. When the quarter closes, compliance certificates generate themselves from the same continuous calculation. Run refi scenarios in minutes, model rate-rise impact across the portfolio, and walk into the lender or board meeting with the numbers already audit-ready and defensible.
Finance teams that run on Nilus.
CFO
VP Finance
VP of Tax & Treasury
VP Finance
20,000+
160+
85%
95-99%
Decisions you can defend. Actions you can audit.
Every agent decision creates a full audit trail. Every action is explainable, reversible, and SOX-ready.
Explainable
Every forecast carries driver attribution. Every recommendation shows its reasoning. Not a black box.
Reversible
Every action can be reviewed, held, or rolled back before execution. The human stays in control.
Auditable
Full chain-of-thought logs for every agent decision. SOX-compliant audit trail. Exportable on demand.
Frequentlyasked questions
Connect all of your banks and providers' accounts in minutes. See your cash positions and drill down to the transaction level - all in one unified dashboard.
What is the Nilus Agent Fabric?
The Agent Fabric is the agent layer built into the Nilus platform - a growing library of purpose-built AI agents that deploy across four modules: Treasury, Accounting and Cash App, Payments, and Debt. Each module contains four agent types - Automation, Reporting, Analysis, and Prediction - so the logic is consistent across every workflow your team runs.
What are the four agent types and what does each one do?
Automation agents handle operational tasks that run continuously in the background - reconciliation, transaction tagging, data readiness. Reporting agents surface the right information at the right time, in the format your team actually uses. Analysis agents reason over your data to identify risks, anomalies, and opportunities. Prediction agents model forward scenarios - cash forecasts, liquidity trajectories, covenant headroom - so your team can act ahead of the curve rather than after it.
Can I build custom agents for workflows that aren't in the library?
Yes. The Agent Builder lets you configure custom agents for workflows specific to your business - without writing code. Custom agents connect to the same data sources, run within the same policy guardrails, and sit alongside pre-built agents in the library once created.
How does the Workflow Manager work?
The Workflow Manager lets you compose individual agents into multi-step workflows that match how your treasury actually runs - and connect workflows together so the output of one automatically triggers the next. The morning open, the payment day, the quarter-end close - each can be built once and run continuously, with a single control view to monitor, adjust, and intervene when needed.
What does "runs within your guardrails" actually mean?
It means every agent operates within the policies and approval thresholds your team defines. No agent executes a payment, moves cash, or takes an irreversible action without explicit human approval at the defined step. Guardrails are configurable, auditable, and visible to compliance and audit teams.
Which systems does Nilus integrate with?
Nilus connects to all major banks via API and SFTP, leading ERPs including SAP, Oracle, and NetSuite, and major payment rails. If a direct integration isn't available, the one-day file-based onboarding gets you live immediately while the integration is established.
What results do Nilus customers typically see?
eams using Nilus typically see 30%+ improvement in forecast accuracy, 85% reduction in reconciliation time, and $1-2M in idle cash identified and put to work. Most reach full ROI within the first quarter of deployment.
Can I suggest agents or workflows that don't exist yet?
Yes. The "Suggest an Agent" feature inside the platform lets you submit workflow requests directly. The library grows based on what customers actually need.
See it on your real data in 24 hours.
Connect your real bank accounts. In 24 hours: position, recon, idle cash, covenant headroom. No sandbox. No slide deck. Just your data.
