Inside the Future of Finance: What We Learned at Money20/20 & AFP 2025

After two major industry events, Money20/20 USA and AFP 2025, one thing became obvious: finance isn’t evolving, it’s accelerating. Real-time forecasting, AI-native platforms, and fully connected liquidity stacks were everywhere. But the real challenge isn’t the tech. It’s operationalizing it.

In our latest masterclass, Inside the Future of Finance: Money20/20 & AFP 2025 Recap, Erick De La Fuente (VP Sales & Partnerships) and Avichai Medalie-Bacon (EMEA Sales Lead) dug into what’s actually working for modern treasury teams—and what still holds them back.

The Forecast Trap: Why Treasury Gets Stuck

Most finance teams don’t have a forecasting problem.
They have a workflow problem.

CFOs and treasurers spend cycles fine-tuning models, but legacy systems—especially traditional TMS—still leave teams with:

• Forecasts that lag behind actuals
• Spreadsheets stitched together across business units
• No mechanism to monitor variances or trigger cash moves
• Slow, manual reconciliations and policy reviews

The result? Forecasting becomes a ritual rather than a lever for liquidity control.

Enter Agentic AI: Turning Insight Into Action

Nilus has introduced an “agentic” layer that shifts treasury from observation to orchestration. The conversation broke this down into three major leaps:

1. From Insight to Action
Agents don't just generate reports - they monitor thresholds, detect anomalies, and propose responses. If collections slip, an agent might flag covenant risk or suggest rebalancing intercompany loans before quarter-end pressure hits.

2. From Error-Prone to Explainable
Every forecast comes with traceable assumptions, driver attribution, and confidence bands. Audit and board questions stop being fire drills.

3. From Manual to Autonomous (With Controls)
Agents operate within predefined policies and escalation paths. There’s always a human in the loop, but the grunt work is gone. Variance detection, cash movement suggestions, and reconciliation flows can run daily, not quarterly.

Why Cash Visibility Is Moving to Real-Time

Treasury teams are done digging through portals and spreadsheets.
Real-time cash positioning is quickly becoming table stakes, powered by integrations that connect banks, ERPs, and payment systems without overengineering the stack.

What Happens When It All Works

One highlight from the discussion:
A customer moved from a 14-day lag on consolidated forecasts to real-time visibility across 20+ entities.
Once the manual clean-up cycles disappeared, the team could finally focus on FX strategy, liquidity allocation, and proactive decision-making instead of just collecting data.

Across conferences and wider conversations with customers, we've seen a consistent pattern. Leading finance teams are:

• Embedding real-time liquidity management
• Connecting their treasury stack through lightweight integrations
• Using agentic workflows to shorten decision cycles
• Building proactive compliance and auditability into daily operations

The Takeaway for Finance Leaders

It's simple.
Treasury doesn’t need another dashboard.
It needs a system of action.

If your workflows can’t act on your forecasts, you’re not managing liquidity. You’re just documenting it.

To see exactly how leading teams are already operating this way—the real workflows, the before-and-after stories, and what “agentic” actually looks like in practice—watch the full webinar replay here.

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