# Nilus

> Nilus is an agentic treasury platform: an AI workforce that runs treasury and finance operations across every bank and ERP, not just a dashboard that displays them. AI agents reconcile cash, forecast liquidity, govern payments, and monitor debt covenants, surfacing only the exceptions that need a human. Treasury's third era, now live.

Nilus serves finance teams at structurally complex organizations (typically $200M+ revenue, multiple legal entities, many bank relationships, multi-currency) that need real-time cash visibility, automated bank reconciliation, governed payments, and covenant compliance. The proof motion: connect real bank accounts and see position, reconciliation, idle cash, and covenant headroom on your own data within 24 hours. No sandbox, no slide deck.

## Product modules
- [Treasury (cash and liquidity)](https://www.nilus.com/modules/cash-liquidity): real-time cash position, 13-week forecasts, and idle-cash detection across every entity, account, and currency.
- [Accounting](https://www.nilus.com/modules/accounting): auto-match payments to invoices, reconcile bank to ledger, feed the ERP, audit-ready by default.
- [Payments](https://www.nilus.com/modules/payments): outbound payments with 4-eyes approval, fraud and sanctions screening, ISO 20022; every payment auditable, reversible, and policy-enforced.
- [Debt](https://www.nilus.com/modules/debt): daily covenant monitoring, quarterly compliance certificates, and forward-looking refinancing scenarios.
- [Agent library](https://www.nilus.com/agents/library): the catalog of Nilus treasury agents.

## Key concepts
- [What is treasury management](https://www.nilus.com/glossary/treasury-management)
- [Cash balance](https://www.nilus.com/glossary/cash-balance)
- [Real-time cash position](https://www.nilus.com/glossary/real-time-cash-position)
- [Bank reconciliation automation](https://www.nilus.com/glossary/bank-reconciliation-automation)
- [Agentic AI in treasury operations](https://www.nilus.com/blog/agentic-ai-in-treasury-operations)

## Resources
- [Blog](https://www.nilus.com/blog)
- [Glossary](https://www.nilus.com/glossary)
- [Case studies](https://www.nilus.com/case-studies)
- [Get started](https://www.nilus.com/get-started)